We’re looking for a Credit Risk Analyst to help us make smarter, data-driven lending decisions for used car dealers across the Philippines. In this role, you’ll assess creditworthiness, uncover insights behind dealer applications, and help shape a loan portfolio that balances growth with strong risk discipline. You’ll work closely with our Credit team to ensure our decisions are grounded in accurate data, sound judgment, and a deep understanding of how our dealers run their businesses.

This role is perfect for someone who’s naturally analytical, curious about how businesses work, and motivated by responsibility and impact. If you enjoy investigating details, spotting red flags early, and recommending solutions that manage risk while enabling dealer growth, you’ll thrive here.

What you’ll be doing:

• Review and analyze the business and financial information of used car dealers applying for financing
• Conduct KYC and due diligence checks based on internal and regulatory standards
• Research dealer backgrounds, business models, and credit standing to fill information gaps
• Evaluate financial data and translate results into tailored credit recommendations
• Provide clear, data-backed assessments and credit decisions based on dealer risk profiles
• Work with internal teams to ensure complete, accurate, and timely credit evaluations
• Monitor portfolio performance and surface insights to guide future credit strategy

What we’re looking for:

• 1–2 years of experience in credit analysis, risk assessment, or a related field
• Familiarity with KYC, credit investigation, due diligence, and financial statements
• Strong analytical and investigative instincts, with high attention to detail
• Clear and confident communication skills